Archive for the ‘Housing’ Category

What do you do when you and your family are made homeless? Your notice to quit has expired and you cant source affordable rental accommodation. Your home has been repossessed by the bank and you have no family or friends to stay with. Your parents have thrown you out fed up with the chronic overcrowding caused by you, your partner and two children living in the box bed room forcing your brother to sleep on the couch.

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By every indicator the housing crisis is getting worse. On taking office Fine Gael created a stand alone Department of Housing with a dedicated Minister. The first holder of that office, Simon Coveney, launched his flagship Rebuilding Ireland housing plan. Twenty months on and the results speak for themselves.

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The Government is really struggling with figures on housing and homelessness. Unfortunately this problem isn’t new.

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Claire and Eoghan are in their early thirties. Both have permanent positions in their respective public and private sector jobs. They are thinking of starting a family and buying their own home.

With a combined income of €60,000 they have mortgage approval for €210k. Their problem is that saving for a deposit while paying €1400 a month in rent has been tough. Eoghan wonders whether they should move in with his parents until they have the €30,000 saved.

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In October 2014 the Irish League of Credit Unions (ILCU) proposed investing millions of euros of its members savings into social housing. Three years later the Central Bank looks set to give the proposal the green light.

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The government is about to embark on a major shift in the funding of social housing. Five local authorities are being asked to initiate a public private partnership to deliver 500 homes.

This is the first of three such projects being proposed by Government.

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Housing dominated the political agenda in 2016 like never before. Decades of underinvestment and bad policy across all tenures created a dysfunctional housing system.

The recession didn’t just make things worse, it lit the fuse that has resulted in an explosion of housing need.

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